You can get cash back up to a certain percentage on your groceries with a variety of credit cards. The Capital One Walmart Rewards card, American Express Blue Cash Everyday and Discover it Cash Back are just a few of the options. Know how to get the maximum cashback on your card so you can maximize the value of your grocery shop purchases.
Capital One Walmart Rewards card
The Capital One Walmart Reward card is a cash-back credit card designed specifically for shoppers who frequent this popular retailer. This card is not eligible for a sign-up bonus. However, it offers high rewards on purchases made at Walmart. Its premier earning potential is good for the first 12 months, and the rewards can be used for a variety of purchases.
This card is attractive for those with good credit scores, as it comes with an interest-free period and no foreign transaction fee. However, this card is not available to anyone who shops at Walmart. This card might not be suitable for you if only you shop at Walmart.
Capital One credit cards don't allow you to keep cashback, but you can use them to redeem points for gift certificates or travel deals. These points never expire and you can redeem them online, through a mobile app or by calling Capital One credit card company.
Discover it Cash Back
If you are looking for a way to earn some extra cash when you shop at the grocery stores, the Discover it Cash Back credit cards is a great choice. Participating grocery store customers can earn 1% cashback. The card offers bonus cash back for purchases made in health clubs. You can also use the card to attend eligible online and in-person classes. However, you should keep in mind that this offer doesn't apply to purchases at stand-alone health club stores.
Discover It Cash Back is not without its benefits. However, it requires some effort to reap the rewards. The program offers high rewards rates and is simple to use. However, you need to be careful and register your card quarterly for reporting. There is a $1500 spending limit for each category, so you may fall short in certain quarters.
American Express Blue Money Everyday
The Blue Cash Everyday credit card from American Express is a great way to get a little extra cash back at the supermarket. You'll also earn Rewards Dollars which you can use to reduce your monthly balance by 25. These Rewards Dollars can be used to purchase groceries or other essentials like household goods. Additionally, each month you will receive a $15 statement credits.
There's no annual fee, and you can earn as much as 3% cash back at grocery stores and gas stations in the U.S. With the American Express Blue Cash Everyday card, you'll earn Rewards Points every time you fill up your tank. By filling up your tank, you will earn almost four Rewards dollars per month!
This card is great if you spend a lot on food, fuel, and clothing. There are many benefits to this card, including secondary car rental insurance for free and extended warranty of up to two years on all eligible purchases. Blue Cash Everyday cards are a great choice for people who are always on-the-go.