There are many types and varieties of business credit cards. There are cash back cards, miles cards, gift cards, and more. Some cards offer sign up bonuses and other perks. Others provide extended warranties and insurance for travel accidents. Some provide early access to tickets. It all depends how your company operates and what you want.
Capital One Spark Plus
Capital One Spark Plus may be the right option for you if a business credit is what you need. This credit card charges a $150 annual fees and offers flexible credit limits. You can also use it for business expenses because there are no restrictions by category. Before applying, there are a few things you should consider.
When considering a credit card for business use, you should think about the annual fee and any late fees. You should also consider the early spend bonus. This bonus is valuable for businesses that spend a lot in one purchase. You'll be able track all your purchases, as well as set individual spending limits. For companies with multiple employees, unlimited 2% cashback is available.
Capital One Ink Business Unlimited
Ink Business Unlimited's business credit card provides a flat 1.5% cashback for all purchases. There is no annual fee. This card is ideal for small businesses who are looking for a simple rewards credit card. Ink Business Unlimited also comes with a low annual fee, and you can add authorized users. Authorized users are responsible for any purchases they make using the card.
The Ink Business Unlimited business credit card is a great option for entrepreneurs who want to pay no annual fee and receive generous sign-up bonuses. The card comes with a 0% APR on purchases and a rewards program that offers generous payouts in other ways. A low foreign transaction fees are another benefit that can prove to be very beneficial for small businesses.
American Express Blue Business cash
The American Express Blue Business Card Cash Business credit card has a low annual fees and a 2.2% cash back rate for eligible purchases. Each month, the credit card automatically credits your card with cash back if you make a purchase. If you spend more than $50,000 annually, your cash back rate will start to drop to 1%. For moderate spenders, however, this card remains a great option.
If you are looking to earn cashback on all your purchases, the Blue Business Cash credit card is a great choice. The card offers 2% cashback on every purchase, plus an additional bonus of 5% cashback on Capital One Travel purchases. The bonus also includes a $1,000 cash reward that can be redeemed depending on your spending habits.
Bank of America Business Advantage Rewards Travel World Mastercard
The Bank of America Business Advantage World Mastercard Travel Rewards World Mastercard is a top choice for travel rewards. It provides flexible rewards, without an annual fee. It offers 1.5 points per dollar on purchases, and three points for purchases made abroad. The card also comes with a bonus of 30,000 point after you spend $3,000 within the first 90 days.
This card is best for people who have good to excellent credit. Minimum FICO/VantageScore 670 or greater is required in order to be eligible. However, it is important to note that the card is not available to everyone - if you have an outstanding credit score and need to apply for a no-annual-fee small business credit card, you should consider another bank.