Many credit cards are available to people with good credit. Some credit cards come with annual fees which can make them more expensive. Others are free. People with good credit are likely to get the best interest rates. You should also look for a card that offers rewards. These rewards could be more than the annual fee or added to the card with other benefits.
Wells Fargo Active Cash
If you're looking to get a credit card that offers generous rewards, the Wells Fargo Active Cash card might be right for you. It offers a $0 annual fee and a flat unlimited rewards rate on all purchases. It offers a wide range of unique benefits. First, cash rewards can be redeemed for gift cards or merchandise. Your cash rewards can also be redeemed at Wells Fargo ATMs. It also allows you to deposit directly into your bank account. And it comes with no annual fee, so you don't have to worry about spending a lot of money on an introductory period.
The Wells Fargo Active Cash card is a Visa Signature Product. This means that it has nearly universal merchant acceptance. It does have a 3% foreign transaction charge. The card is still a viable option for most people, especially for domestic trips. If you have good credit, you can also ask Wells Fargo to increase your credit limit if needed, and you can also take advantage of the card's bonus cash.
Capital One SavorOne Cash Rewards to Good Credit
Capital One SavorOne Rewards creditcard offers a variety benefits for people with good credit. You will receive unlimited cashback when you dine out and make other purchases. This card can be applied for as long you have a credit score above seven hundred.
Capital One SavorOne Rewards credit card offers a cash back rate of 4.4%. This card also has a low annual fee of $95 and a $200 early spend bonus. Capital One Travel provides 5% cashback when you purchase hotel rooms with this card. It also offers 8% cashback on Vivid Seats purchases. Additionally, you get 1% cashback for all purchases.
Capital One SavorOne cash rewards credit card offers other benefits, including no annual fee and high cash back rates on dining, entertainment and grocery shopping. This card has a no-annual-fee option and offers great rewards on dining, entertainment, and streaming services.
Chase Freedom Unlimited
If you have good credit and are looking for a cash back credit card, the Chase Freedom Unlimited is a great option. It comes with a 15-month 0% introductory APR and no annual fee. It also offers purchase protection which protects your new purchases for 120 calendar days from the date of purchase. This protection is up to $500 per claim. It also covers accounts up to $50,000
Chase Freedom Unlimited is a cash-back credit card that offers flexible redemption options. Cashback is not subject to a minimum redemption and points can be used for gift cards as well as cash back. Keep in mind, however, that the value of your points may change depending on how you redeem them.
Chase Freedom Unlimited might be the right choice for you if your credit is good and you are looking for a cash-back credit card. You can earn Lyft ride reward points, restaurant dining vouchers, and discounts at drugstores. Chase Freedom Unlimited comes with no annual fees and is linked to Chase Ultimate Rewards.