
There are many different ways to build your credit. One way to get credit is to apply for a secure credit card. These cards come with a lower interest and more features. You might also consider a student credit or starter card. These cards can help you build your credit and improve credit scores.
Secured Visa (r) Credit Card from OpenSky(r).
OpenSky Secured Visa(r), a credit card from OpenSky, has a $35 minimum annual fee and doesn't require credit checks. The security deposit you must provide is between $200 and $3,000. The deposit is returned to you after the account is closed. This helps reduce the risk to the lender, and it does not adversely affect your credit score.
OpenSky Secured Visa (r) credit card allows you to choose your credit limit. Your security deposit will determine your credit limit. Your financial situation may dictate which credit limit you choose.

Capital One Platinum Secured
For those looking to improve their credit score, the Capital One Platinum Secured Card Credit Card is a great choice. The annual fee is low and there's no deposit required. It can be used for $49 to $99 depending on which security deposit you choose. The credit line on this card will also grow as you make payments and your credit score improves. It also offers useful tools that can help you keep track and monitor your payments, credit scores, and available credit limit.
Capital One's credit card doesn't require a Social Security number. This is especially useful for people who are new to the country. Only a form of ID is required to apply. Capital One will then consider increasing your credit after six months. Capital One does not charge balance transfers fees. This means that you can transfer your balance directly to another card. However, keep in mind that this card does not offer the best rewards or the cheapest balance transfer options.
Capital One Quicksilver Credit Card Cash Rewards
For people who are looking to simplify their finances, the Capital One Quicksilver Rewards Credit card is a great option. It doesn't have an annual cost and you get unlimited cash back. This is an ideal option for those who use their credit cards to purchase many items, such as flights or dining out. It doesn't incur interest or offsetting charges.
This card is for applicants with excellent to good credit. The rewards program includes a generous sign up bonus, unlimited 1.5% cashback, and very few redemption restrictions. Cashback can be used to purchase gift cards, cash, and statement credits. This is particularly useful for people who frequent restaurants and gas stations a lot.

Petal 2 Visa Credit Card
Petal 2 Visa Credit Card, a great choice for anyone looking for a low-interest credit card with no fees or high interest rates. The card comes with no annual fees and does not charge overspending fees. Foreign transaction fees are not charged, which makes it an ideal card for international travelers. You can also get cash back on eligible purchases.
Petal 2 card offers a tiered rewards system. You will earn progressively greater rewards for each month you hold your card. The rewards begin at 1% cash back, but they will increase to 1.25 after six and twelve months. At certain merchants, you can earn as much as 10% cash back. You can also redeem Petal Offers for rewards, which can earn you as high as 10% cashback on your eligible purchases.