The best low-interest credit card offers both low interest rates as well as a low introductory interest. The Visa(r) Titanium Signature Rewards Card and Wells Fargo Reflect are some of the top options. These cards offer a 0% initial APR.
Capital One is the lowest interest credit card
Capital One is a company offering many different types credit cards. Its credit cards can be used by people with a limited budget. You can pay off your debts with no interest charges for a period of 0%. Capital One offers several co-branded credit cards. These cards are often rewarded for spending at partners companies.
Wells Fargo Reflect
The Wells Fargo Reflect credit card (r) offers 0% interest for new purchases and balance transfers, with a minimum of 3 months. The card isn't a rewards card. It may not be the best option for people who spend a lot, but aren’t interested in receiving rewards. It does provide a break from interest for a while, which can be a great thing if your goal is to pay off credit card debt. It can be used to fund your primary or second card. The choice is up to you.
Visa(r) Titanium Signature Reward Card
The Visa(r) Titanium Signature Rewards Card is a good low interest credit card option if you want a low ongoing interest rate and a generous rewards program. This card is issued by Andrews Federal Credit Union and offers no annual fee and a signup bonus of 10000 points when you transfer a balance from another card. The card does not have a foreign transaction charge and has no minimum balance transfer fees.
Students can get a BankAmericard (r) Credit Card
The BankAmericard(r), Credit Card is an excellent choice if you are looking for a card that has a low interest rate and allows you to pay your balance off in full each month. It doesn't charge any fees to balance transfer, and it doesn’t automatically raise your APR if there are late payments. A free FICO(r), a perk that is becoming increasingly popular in the credit card industry, is also included. This score is available through the BankAmericard mobile app or online banking portal.
Bank of America Travel Rewards
The Bank of America Travel Rewards low interest credit card offers a great welcome bonus, and has no annual fee. It also has a solid rewards program, and is among the top-rated cards of its competitors. If they aren't planning to travel often, it might not make the most sense for them.
Citi Diamond Preferred Credit Card
Citi Diamond Preferred Card can be a great option for anyone looking for a low interest card that doesn't have an annual fee. The first four months of the card offer 0% introductory rates on purchases. You can receive interest-free payments of up to $5,000. This is a tremendous benefit for big purchases.