Many rewards programs are available to those who have good credit and are in search of a credit card. If you travel frequently or need additional coverage for your car, rewards cards with purchase protection are a great option. You can also take advantage of concierge services that can make traveling easier. Before you apply for a reward card, it is important to understand the benefits.
Capital One Venture Rewards Card
Capital One Venture Credit Card is an excellent choice if your goal is to earn above-average rewards. The card costs $95 annually and can offer you up to four-thousand miles each year. This is after you have spent at least $4,000 per calendar month and made at least two travels. It is easy to redeem the rewards and Capital One Venture has an expanding network of transfer partners.
This card offers travel benefits as well, including a $100 credit for TSA Precheck/Global Entry each year. In addition, the card offers an exceptional sign-up bonus of 75,000 miles, which doubles its value for the first year. It is important to note that this bonus is secondary to the other benefits.
American Express Gold Card
If you want to earn rewards on everyday spending, the American Express Platinum Card for excellent credit can be a great choice. The rewards system varies depending on how you use the card and how much you spend each month. However, there are many features that make the card a great option for people who want to spend a little more each month.
Annual fees for this card are $250. You must also pay this fee when you first open the card. You can use it to purchase up to five cards from the same account. The fee rises to $350 for each additional. It is important that you pay the annual fee in advance.
Citi Simplicity Card
Citi Simplicity Card can be a good choice if credit is good. This card offers a low rate of interest and a 21-month intro period at 0% for balance transfers. This card comes with a $5 balance transfer charge, which is lower than the standard balance transfer fee of 5%. However, it is not the best credit card if you value rewards and want to build a good credit history.
Citi Simplicity Card is a good choice if you're looking for a card that gives you 2% cash back. You can apply for it even if you have excellent or great credit. And the rewards program is very straightforward. The rewards program offers 2% cashback for all purchases. There is no cap on earning, no categories, and no rules. This rewards credit card is best for people with great credit.
Chase Sapphire Preferred(r) Card
If you are a frequent traveler, the Chase Sapphire Preferred Credit Card may be right for you. This card offers flexible rewards and a generous signup bonus. You can earn double points for purchases you make in hotels, airlines, and travel services. With partner airlines or hotels, the card allows you to transfer 1-to-1 points.
Chase Ultimate Rewards points can be used to redeem for travel or gift cards with the Chase Sapphire Preferred Credit Card. Points can be transferred 1:1 to the top airline and hotel partners. Points can be redeemed for credit statements and a 25 percent bonus is available. You also get security and other benefits with the card.
J.P. Morgan Reserve Card
You might be eligible for the J.P. Morgan Reserve Card if your credit is excellent. This card offers many benefits, including no annual fees and high-quality rewards. Although the Reserve Card isn't available to everyone, those with good credit should consider it if they have excellent finances.
The Reserve Card is made from palladium which is worth $1400 an ounce. You can get roadside assistance for free, and it also costs only 27 grams. Additionally, you get $300 annually in travel credit.