Credit cards are the new rage when it comes to cashback rewards. In 2020, the welcome bonuses were insane! In 2022 the top 6 cashback cards will be accessible. One of these cards, combined with another, could earn you enough cash to travel for free. In addition, you can earn points that will allow you to redeem for gift cards.
Wells Fargo Active Cash (sm) card offers cash back of 2%
Of all the rewards programs offered, Wells Fargo's Active Cash(sm), offers 2% cashback on purchases. You can earn $200 cash back if you spend at least $1,000 within the first three months. Redeem your cash rewards to receive gift cards or a statement credits on eligible Wells Fargo account accounts.
The sign-up bonus is a great incentive to use the card, and the card comes with no annual fee. Only problem is that the bonus cannot be claimed if you don't spend $1,000 within three months from account opening. This isn't the only downside to the card. It is still one card that offers 2% cash back, but it is less than most other cards.
Although other rewards cards offer similar amounts, the Wells Fargo Active Money(sm) is a great choice for those who have rewards cards. You can use the unlimited 2% cashback to supplement your other rewards cards. A promotional financing offer is available for this card. It's a great choice for consumers who have multiple credit cards.
Discover it Cashback rewards you with 5% cashback
Discover it Cash Back is a great credit card for those who like to earn rewards without an annual fee. You get 5% cashback on all purchases and a rotating quarterly bonus category. There are other options that offer more rewards for everyday purchases. The Citi Double Cash Card offers an unlimited two percent back on every purchase and is more beneficial for those who pay off their purchases every month.
The Discover it(r), Cash Back credit card is for those with good credit scores. It waives the first late payment fee. This credit card has no annual fee and zero penalty APR. It is a great option for people who spend less than $2,000 annually.
Capital One SavorOne Cash Reward Credit Card
The Capital One SavorOne cash rewards credit card may be right for you if you are a foodie who has a large grocery bill. It's possible to earn cash back on food, entertainment, and grocery purchase. And the rewards don’t expire so it's an excellent choice for those who aren’t looking for a high-end card. It doesn't charge any annual fees or foreign transaction fee.
Capital One SavorOne Cash Rewards Credit Card has good cash-back rates, and there is no annual fee. The card offers discounts on entertainment, groceries, and streaming. This is a great option for those with low incomes as it offers 0% interest.
To ensure your credit score is high enough before applying for the Capital One SavorOne cash rewards Credit Card, you will need to first check it. Check your score online at Capital One. It might be difficult to get approval if you don’t have perfect credit.