International students can apply for credit cards even if they aren't citizens of the country where they're studying. There are several options: Bank of America, Citibank, Bank of America and Discover it(r). These cards are popular among students as they provide many benefits.
Citibank
There are several credit cards available to international students. The Deserve EDU Student Mastercard does not require a security deposit or annual fee and offers 1% cash back on purchases. This card is only for international students, who do not possess an ITIN or authorization to work here. It is issued by WebBank and does not require a Social Security number. It also has no annual fee and no credit score requirement.
Citibank offers many student credit cards. Some cards are simple to obtain, others require more work. Some are only available to students at specific institutions. Other cards require a high credit score.
Bank of America
Bank of America has a range of credit cards available for international students. These cards are a good alternative to standard student cards because they don't have an annual fee and give 1% cashback on purchases. But, if your social security number is not available, or you do not have an SSN, you will need to apply for an ITIN. Capital One's Platinum card has no annual fees, but offers limited rewards.
Chase Sapphire Reserve is a good option if you plan to go on a vacation. This credit card does not have an annual fee or foreign transaction fees. You can also increase your credit limit by making five regular monthly payments. You should be aware of its high annual percent rate, which is often around 20%.
Explore it(r).
Students receive 5% cashback when they buy Discover it(r). All other purchases are eligible for a 1% cashback. On purchases at restaurants and gas stations, the cashback is available. Students can save money by using the Discover it card.
The rewards rate is high and there is no annual fee. You don't need to have a minimum credit score. This card is a great option for students on a tight budget, whether you are traveling abroad or staying in the United States. Discover is also willing to match the cash you earn in the first year of your card's use.
Chase Freedom Student
Chase Freedom Student credit cards for international students are a good option if you're planning to study abroad. This card allows you to earn 1% cashback on all your purchases. You don't have to spend a minimum amount in certain categories. Activating the card automatically entitles you to a nine month program offering 50% off eligible purchases. It does not come with an annual fee. There are however a few terms and conditions.
Chase Freedom Student credit card offers a great alternative for students who don’t have much disposable income or don’t plan to spend much on luxury items. It has no annual fee and no minimum spending requirements. A $50 bonus is available when you purchase your first item within three months. The credit card offers a $20 bonus for your 5-year anniversary.
Capital One
Capital One credit cards are great for international students. The card offers cash back and is specifically designed for international students. It also comes with no foreign transaction fees and no annual fees. The card allows for cashback of up to 1.25% on purchases, and you may be eligible to receive a credit limit increase after five regular monthly payments. The credit card is not suitable for people who do not have stable income.
International students may not have a lot of credit history. Fortunately, the Capital One Journey Student Credit Card comes with no annual fee. This card is different from other cards in that it does not require an SSN. Additionally, you get 1% cashback on your purchases. The Capital One Platinum Credit Card is another option for international students. It has no annual fees and doesn't require an SSN.