There are many ways to choose which Citibank credit cards is best for you. There are many options available that come with no annual fee. These companies offer 0% APR for the first year and waive any annual fees. You can get a great deal whether you plan to buy new items or transfer existing balances.
Citi ThankYou(r), Prreferred Card
Citi ThankYou(r), Preferred Card provides double rewards for dining out, theatre, and sporting events. The card does not offer a high rewards rate for everyday purchases. As a result, you may have to compare other cards before signing up for this one.
Citi offers various types of credit cards that will appeal to different consumer groups. There are several types of credit cards available, including airline credit cards, flexible point cards and cashback cards. Some offer promotions up to 0% APR. Each card comes with its own application requirements. Before applying, you should read and understand the terms. Some banks won't allow people who have received a signup bonus from another bank or have closed credit cards in the past.
Citi ThankYou Rewards Program is very similar to other credit card loyalty programs. Cardholders can redeem ThankYou points for gifts, trips, or statement credits. If you spend $2 on coffee you'll receive 10 ThankYou point, and $12 on a meal you'll earn you twenty. Citi ThankYou (r) Preferred Cards offers an interesting feature. ThankYou point can be used to purchase a check/statement credit or a check at either the end of a month or at year's end.
Citi Double Cash
Citi Double Cash credit cards offer a range of rewards that can be used for various purchases. Redeeming cash back rewards requires that you maintain a minimum balance at $25. Your best option to maximize your reward is to pay your entire balance each month. If you do not, your rewards may expire after 12 month.
The card also offers a 0% APR balance transfer option. A fee will be charged, but this is minimal in comparison to the interest savings. The card also offers $200 cash back rewards for spending $1,500 within the first six month. While this isn't the highest cash-back credit card, it has a few benefits that other cards don't offer.
First, the Double Cash credit card rewards financial responsibility by rewarding timely payments. This is a great choice for anyone who is new to cashback rewards cards. Another benefit is the flat-rate APR, making it an ideal option for those who only carry one credit card. This card also pairs well with other cards.
Citi Prestige
Citi Prestige is an excellent option for frequent travellers who want to enjoy luxury travel. There are many perks available for frequent travelers. They include 5 points per dollar on eligible air travel and 3 point per dollar on hotel stays. Additionally, foreign transaction fees are not applicable to the card. Access to over 400 airport lounges around the world is also possible.
Citi Prestige Card includes a complimentary Priority Pass Select membership. This allows you to access over 1,200 airport lounges across the globe. This benefit is only valid for two nights each year. It can be used twice per year to save money on hotel stays, and even offset the $495 annual fee.
Citi Prestige credit cards offer an intro transfer offer. This allows you to take advantage of the 2% cashback. You'll also be able to enjoy discounts on entertainment and dining in 95 countries.